/* =========================================================
   Goldfinch — design tokens
   ========================================================= */
:root{
  --green-darkest:#082200;
  --green-dark:#008547;
  --green:#00b460;
  --green-light:#4fe380;
  --lime:#7cff7c;
  --green-lightest:#f0fff4;
  --gold:#f0bb55;

  --gray-25:#fdfdfd;
  --gray-50:#fafafa;
  --gray-100:#f5f5f5;
  --gray-200:#e9eaeb;
  --gray-300:#d5d7da;
  --gray-400:#a4a7ae;
  --gray-700:#414651;
  --gray-800:#252b37;
  --white:#ffffff;

  --error-500:#f04438;
  --error-700:#b42318;
  --error-50:#fef3f2;
  --warning-700:#b54708;
  --warning-50:#fffaeb;

  --font-serif:'Frank Ruhl Libre', Georgia, serif;
  --font-sans:'Inter', -apple-system, BlinkMacSystemFont, sans-serif;
  --font-display:'Poppins', 'Inter', sans-serif;

  --container:1200px;
  --radius-lg:24px;
  --radius-xl:32px;
  --shadow-xs:0 1px 2px rgba(10,13,18,.05);
  --shadow-sm:0 1px 2px rgba(10,13,18,.06), 0 1px 3px rgba(10,13,18,.1);
}

*{box-sizing:border-box;}
html{scroll-behavior:smooth;overflow-x:hidden;width:100%;}
body{
  margin:0;
  font-family:var(--font-sans);
  color:var(--green-darkest);
  background:var(--white);
  -webkit-font-smoothing:antialiased;
  overflow-x:hidden;
  width:100%;
}
img{max-width:100%;display:block;}
a{color:inherit;text-decoration:none;}
button{font-family:inherit;}
h1,h2,h3,p{margin:0;}

.container{
  width:100%;
  max-width:var(--container);
  margin:0 auto;
  padding:0 16px;
}

h1,h2{font-family:var(--font-serif);font-weight:700;line-height:1.15;}
h2{font-size:clamp(28px,4vw,48px);}
h3{font-family:var(--font-sans);font-weight:700;}

.eyebrow{
  font-family:var(--font-serif);
  font-size:16px;
  color:var(--gray-700);
  margin-bottom:8px;
}
.eyebrow--light{color:rgba(255,255,255,.75);}

.section-heading{max-width:700px;margin:0 auto 40px;}
.section-heading.center{text-align:center;}
.section-sub{margin-top:16px;font-size:16px;color:var(--gray-700);line-height:1.5;}

.text-white{color:#fff;}
.text-lime{color:var(--lime);}
.text-green-dark{color:var(--green-dark);}
.text-green-light{color:var(--green-light);}

.card{
  background:var(--white);
  border:1px solid var(--gray-200);
  border-radius:var(--radius-lg);
}

/* Buttons */
.btn{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  gap:8px;
  font-family:var(--font-sans);
  font-weight:700;
  font-size:16px;
  border-radius:8px;
  border:1px solid transparent;
  cursor:pointer;
  padding:8px 24px;
  transition:transform .15s ease, box-shadow .15s ease, background .15s ease;
  white-space:nowrap;
}
.btn:active{transform:translateY(1px);}
.btn-primary{background:var(--green);color:var(--green-darkest);box-shadow:var(--shadow-xs);}
.btn-primary:hover{background:var(--green-dark);}
.btn-block{width:100%;padding:12px 20px;}

/* =========================================================
   Header
   ========================================================= */
.site-header{
  position:sticky;
  top:0;
  z-index:80;
  background:rgba(253,253,253,.9);
  backdrop-filter:blur(8px);
}
.header-inner{
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:24px;
  padding-top:16px;
  padding-bottom:16px;
}
.logo{
  display:flex;
  align-items:center;
  gap:8px;
  font-family:var(--font-serif);
  font-weight:500;
  font-size:19px;
  letter-spacing:.03em;
  color:var(--green-darkest);
  flex-shrink:0;
}
.logo-mark{display:block;}
.nav-desktop{
  display:flex;
  align-items:center;
  gap:40px;
  font-size:16px;
}
.nav-link{
  position:relative;
  padding:4px 0;
  color:var(--green-darkest);
}
.nav-link:hover{color:var(--green-dark);}
.header-cta{flex-shrink:0;}
.hamburger-btn{
  display:none;
  position:relative;
  width:40px;
  height:40px;
  background:none;
  border:none;
  padding:0;
  cursor:pointer;
  flex-shrink:0;
  z-index:110;
}
.hamburger-line{
  position:absolute;
  left:9px;
  right:9px;
  height:2px;
  border-radius:2px;
  background:var(--green-darkest);
  transition:transform .3s ease, opacity .3s ease, top .3s ease;
}
.hamburger-line--1{top:14px;}
.hamburger-line--2{top:19px;}
.hamburger-line--3{top:24px;}
.hamburger-btn.is-active .hamburger-line--1{top:19px;transform:rotate(45deg);}
.hamburger-btn.is-active .hamburger-line--2{opacity:0;}
.hamburger-btn.is-active .hamburger-line--3{top:19px;transform:rotate(-45deg);}

@media (max-width:900px){
  .nav-desktop,.header-cta{display:none;}
  .hamburger-btn{display:inline-flex;}
}

/* =========================================================
   Mobile nav overlay
   ========================================================= */
.mobile-nav{
  position:fixed;
  left:0;
  right:0;
  bottom:0;
  top:73px;
  z-index:90;
  width:100%;
  max-width:100vw;
  background:var(--white);
  display:flex;
  flex-direction:column;
  opacity:0;
  transition:opacity .25s ease;
  visibility:hidden;
  overflow:hidden;
}
.mobile-nav.is-open{opacity:1;visibility:visible;}
.mobile-nav-panel{
  flex:1;
  display:flex;
  flex-direction:column;
  justify-content:space-between;
  gap:24px;
  padding:32px 24px;
  background:var(--gray-50);
  margin:16px;
  border-radius:24px;
  overflow-y:auto;
  min-width:0;
}
.mobile-nav-links{
  display:flex;
  flex-direction:column;
  gap:32px;
}
.mobile-nav-link{
  font-size:20px;
  font-weight:500;
  color:var(--green-darkest);
}

/* =========================================================
   Hero
   ========================================================= */
.hero{padding:12px 0 0;background:var(--white);}
.hero-inner{padding-bottom:72px;}
.hero-panel{
  background:linear-gradient(180deg,#0c3100,#082200);
  border:1px solid var(--gray-200);
  border-radius:var(--radius-xl);
  display:flex;
  flex-direction:column;
  align-items:center;
  gap:48px;
  padding:96px 24px 0;
  overflow:hidden;
  position:relative;
}
.hero-copy{
  text-align:center;
  display:flex;
  flex-direction:column;
  align-items:center;
  gap:16px;
  max-width:800px;
}
.hero-copy h1{
  font-size:clamp(36px,6vw,64px);
  line-height:1.12;
}
.hero-sub{font-size:clamp(16px,2vw,24px);color:#fff;margin-top:4px;}
.hero-phone{
  width:min(420px,90%);
  margin-top:0;
}
.hero-phone img{width:100%;}

@media (max-width:700px){
  .hero-panel{padding:64px 16px 0;gap:32px;border-radius:24px;}
  .hero-inner{padding-bottom:40px;}
}

/* =========================================================
   Trusted / stats
   ========================================================= */
.trusted{padding:72px 0;}
.trusted-inner{
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:48px;
  flex-wrap:wrap;
}
.trusted-copy{flex:1 1 380px;}
.trusted-copy h2{font-size:clamp(24px,3vw,40px);margin-top:8px;}
.trusted-stats{
  display:flex;
  gap:64px;
  flex:1 1 320px;
  justify-content:center;
}
.stat-num{
  font-family:var(--font-display);
  font-weight:700;
  font-size:clamp(36px,5vw,60px);
  color:var(--green-dark);
  letter-spacing:-.02em;
  line-height:1;
}
.stat-label{margin-top:4px;font-size:16px;}

/* =========================================================
   How it works
   ========================================================= */
.how-it-works{padding:0 0 72px;}
.steps-grid{
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:24px;
  margin-bottom:24px;
}
.step-card{
  padding:24px;
  border-radius:24px;
  border:1px solid var(--gray-200);
  background:var(--white);
  display:flex;
  flex-direction:column;
  gap:24px;
}
.step-num{
  width:46px;height:46px;
  border-radius:50%;
  background:var(--green-dark);
  color:#fff;
  font-weight:700;
  font-size:20px;
  display:flex;
  align-items:center;
  justify-content:center;
}
.step-card h3{color:var(--green-dark);font-size:24px;}
.step-card p{font-size:16px;line-height:1.5;}

.showcase-row{
  display:grid;
  grid-template-columns:1fr 384px;
  gap:24px;
  margin-bottom:24px;
}
.showcase-phone{
  display:flex;
  align-items:center;
  justify-content:center;
  padding:24px;
  min-height:420px;
  overflow:hidden;
}
.showcase-phone img{width:min(100%,340px);}
.showcase-side{display:flex;flex-direction:column;gap:24px;}
.price-card{
  padding:24px;
  display:flex;
  flex-direction:column;
  justify-content:space-between;
  min-height:180px;
}
.price-title{font-size:24px;margin-bottom:8px;}
.price-change{
  display:flex;
  align-items:center;
  gap:8px;
  font-size:22px;
  color:var(--green-dark);
  font-weight:500;
}
.chip-arrow{flex-shrink:0;}
.live-dot{width:8px;height:8px;border-radius:50%;background:var(--error-500);display:inline-block;margin-left:2px;}
.price-footer{font-weight:700;font-size:20px;}

.chart-card{
  background:var(--green-darkest);
  padding:24px;
  color:#fff;
  position:relative;
  overflow:hidden;
}
.chart-tabs{
  display:flex;
  align-items:center;
  gap:2px;
  background:rgba(253,253,253,.2);
  border-radius:200px;
  padding:4px;
  margin-bottom:24px;
  overflow-x:auto;
}
.chart-tab-icon{
  background:none;border:none;color:#fff;cursor:pointer;
  display:flex;align-items:center;justify-content:center;
  padding:4px;flex-shrink:0;
}
.chart-tab{
  background:none;border:none;color:var(--green-lightest);
  font-size:12px;padding:4px 10px;border-radius:32px;cursor:pointer;flex-shrink:0;
  font-family:var(--font-sans);
}
.chart-tab.active{background:var(--lime);color:var(--green-darkest);font-weight:700;}
.chart-head{display:flex;align-items:center;justify-content:space-between;margin-bottom:8px;font-size:12px;}
.chart-head-left{display:flex;align-items:center;gap:4px;color:#fff;}
.chart-head-right{color:var(--gray-200);}
.chart-body{
  display:flex;
  align-items:stretch;
  gap:8px;
}
.chart-graphic{flex:1;min-width:0;height:140px;display:block;}
.chart-y-labels{
  display:flex;flex-direction:column;
  flex-shrink:0;
  padding:4px 0;
  font-size:11px;
  color:var(--gray-200);
  justify-content:space-between;
  text-align:right;
  white-space:nowrap;
}

.feature-cards-row{
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:24px;
}
.feature-card{
  padding:24px;
  min-height:238px;
  position:relative;
  overflow:hidden;
  display:flex;
}
.feature-card-copy{max-width:75%;display:flex;flex-direction:column;gap:8px;position:relative;z-index:1;}
.feature-card-copy h3{font-size:24px;}
.feature-card-copy p{font-size:16px;line-height:1.5;color:var(--gray-700);}
.feature-card-img{
  position:absolute;
  bottom:-10px;right:-10px;
  width:190px;
  object-fit:contain;
  pointer-events:none;
}
.feature-card-img--bank{width:320px;bottom:-50px;right:-80px;}
.feature-card-img--gold{width:320px;bottom:-50px;right:-80px;}
.feature-card-img--referral{width:320px;bottom:-50px;right:-80px;}

@media (max-width:980px){
  .showcase-row{grid-template-columns:1fr;}
  .showcase-side{flex-direction:row;}
  .showcase-side .card{flex:1;}
}
@media (max-width:700px){
  .steps-grid{grid-template-columns:1fr;}
  .feature-cards-row{grid-template-columns:1fr;}
  .showcase-side{flex-direction:column;}
}

/* =========================================================
   Investor factors
   ========================================================= */
.investor-factors{padding:0 0 72px;}
.factors-track-wrap{overflow:hidden;margin-bottom:24px;}
.factors-track{
  display:flex;
  gap:24px;
  scroll-behavior:smooth;
  overflow-x:auto;
  scrollbar-width:none;
  padding-bottom:4px;
}
.factors-track::-webkit-scrollbar{display:none;}
.factor-card{
  flex:0 0 280px;
  padding:24px;
  background:var(--gray-25);
  display:flex;
  flex-direction:column;
  gap:24px;
}
.factor-icon{
  width:42px;height:42px;
  border-radius:50%;
  background:#fff;
  border:1px solid var(--gray-200);
  display:flex;align-items:center;justify-content:center;
}
.factor-card h3{font-size:18px;}
.factor-card p{font-size:16px;color:var(--gray-700);line-height:1.4;}
.factors-nav{display:flex;justify-content:center;gap:12px;}
.factor-nav-btn{
  width:42px;height:42px;border-radius:50%;
  border:1px solid var(--gray-200);background:var(--gray-25);
  display:flex;align-items:center;justify-content:center;
  cursor:pointer;
}
.factor-nav-btn:hover{background:var(--gray-100);}

/* =========================================================
   CTA banner
   ========================================================= */
.cta-banner{padding:0 0 72px;}
.cta-banner-inner{
  background:var(--green-darkest);
  border-radius:24px;
  padding:72px 24px;
  min-height:320px;
  display:flex;
  flex-direction:column;
  align-items:center;
  justify-content:center;
  gap:24px;
  position:relative;
  overflow:hidden;
  text-align:center;
}
.cta-content{max-width:520px;display:flex;flex-direction:column;align-items:center;gap:24px;position:relative;z-index:1;}
.cta-content h2{color:#fff;font-size:clamp(28px,4vw,40px);}
.cta-gold{
  position:absolute;
  width:700px;
  pointer-events:none;
  opacity:.97;
}
.cta-gold--left{left:-300px;top:-30px;transform:scaleX(-1) rotate(6deg);}
.cta-gold--right{right:-300px;bottom:-40px;transform:rotate(-6deg);}

@media (max-width:700px){
  .cta-banner-inner{padding:48px 0 190px;min-height:0;justify-content:flex-start;}
  .cta-gold--right{display:none;}
  .cta-gold--left{
    left:50%;top:auto;bottom:-64px;
    width:100%;
    transform:translateX(-50%);
  }
}

/* =========================================================
   Savings plan
   ========================================================= */
.savings-plan{padding:0 0 72px;}
.savings-grid{
  display:grid;
  grid-template-columns:384px 1fr 384px;
  grid-template-areas:
    "plans phone payment"
    "plans phone created";
  gap:24px;
  align-items:stretch;
}
.savings-carousel{display:contents;}
.savings-plans-card{
  grid-area:plans;
  padding:24px;
  display:flex;
  flex-direction:column;
  justify-content:space-between;
  gap:24px;
  background:var(--gray-25);
}
.payment-method-card{grid-area:payment;}
.savings-created-card{grid-area:created;}
.savings-mobile-duo,
.savings-progress-dots{display:none;}
.plan-list{display:flex;flex-direction:column;gap:8px;}
.plan-row{
  border:1px solid var(--gray-200);
  border-radius:12px;
  padding:12px;
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:8px;
  background:#fff;
}
.plan-amount{font-weight:700;font-size:16px;display:flex;align-items:center;gap:6px;flex-wrap:wrap;}
.plan-next{font-size:12px;color:var(--gray-700);margin-top:2px;}
.badge{
  font-size:12px;font-weight:700;padding:2px 8px;border-radius:16px;
}
.badge-active{background:var(--green-lightest);color:var(--green-dark);}
.badge-inactive{background:var(--error-50);color:var(--error-700);}
.savings-card-title{font-size:20px;font-weight:700;}

.savings-phone{
  grid-area:phone;
  display:flex;align-items:center;justify-content:center;
  padding: 0px 0px 24px 0px ;overflow:hidden;
  background:var(--gray-25);
  min-height:420px;
}
.savings-phone img{width:min(100%,300px);}

.payment-method-card{padding:24px;}
.pm-row{
  border-bottom:1px solid var(--gray-200);
  padding:12px 0;
  display:flex;
  align-items:flex-start;
  justify-content:space-between;
  gap:8px;
}
.pm-row--schedule{flex-direction:column;border-bottom:none;padding-bottom:0;}
.pm-label{font-size:14px;color:var(--gray-700);}
.pm-sub{font-size:12px;color:var(--gray-700);margin-top:4px;max-width:200px;}
.toggle{
  width:36px;height:20px;border-radius:12px;
  background:var(--green);
  border:none;position:relative;cursor:pointer;flex-shrink:0;
  padding:2px;
}
.toggle-knob{
  display:block;width:16px;height:16px;border-radius:50%;background:#fff;
  transform:translateX(16px);transition:transform .2s;box-shadow:var(--shadow-xs);
}
.toggle:not(.on) .toggle-knob{transform:translateX(0);}
.toggle:not(.on){background:var(--gray-300);}
.freq-options{display:flex;gap:16px;}
.radio-option{
  display:flex;align-items:center;gap:8px;font-size:14px;color:var(--gray-700);cursor:pointer;
}
.radio-option input{position:absolute;opacity:0;width:0;height:0;}
.radio-dot{
  width:20px;height:20px;border-radius:50%;border:1px solid var(--gray-300);
  display:inline-block;position:relative;flex-shrink:0;
}
.radio-option input:checked + .radio-dot{border-color:var(--green);background:var(--green-lightest);}
.radio-option input:checked + .radio-dot::after{
  content:'';position:absolute;inset:5px;border-radius:50%;background:var(--green);
}
.days-row{display:flex;gap:6px;margin-top:8px;width:100%;}
.day-col{
  border:1px solid var(--gray-200);border-radius:4px;
  padding:4px 2px;text-align:center;
  flex:1 1 0;min-width:0;
  overflow:hidden;
}
.day-col span{display:block;font-size:11px;color:var(--gray-700);white-space:nowrap;}
.day-col strong{display:block;font-size:15px;font-weight:400;color:var(--gray-700);margin-top:2px;white-space:nowrap;}
.day-col--active{border-color:var(--green);background:var(--green-lightest);}
.day-col--active strong{color:var(--green-darkest);}

.savings-created-card{
  flex:1;
  padding:24px;
  display:flex;
  flex-direction:column;
  align-items:center;
  justify-content:center;
  text-align:center;
  gap:8px;
  background:var(--gray-25);
}
.savings-created-card h3{font-family:var(--font-serif);font-size:26px;}
.savings-created-card p{color:var(--gray-700);font-size:16px;}
.savings-created-img{width:130px;margin-top:8px;}

@media (max-width:1100px){
  .savings-grid{
    display:flex;
    flex-direction:column;
    grid-template-columns:none;
    grid-template-areas:none;
    gap:16px;
  }
  .savings-phone{order:1;grid-area:auto;min-height:320px;}
  .savings-mobile-duo{
    display:flex;
    order:2;
    gap:12px;
  }
  .savings-carousel{
    display:flex;
    order:3;
    gap:16px;
    overflow-x:auto;
    scroll-snap-type:x mandatory;
    -webkit-overflow-scrolling:touch;
    scrollbar-width:none;
    padding:2px 2px 24px;
    margin:0 -2px;
  }
  .savings-carousel::-webkit-scrollbar{display:none;}
  .savings-carousel > .card{
    grid-area:auto;
    flex:0 0 85%;
    max-width:340px;
    scroll-snap-align:start;
  }
  .savings-progress-dots{
    display:flex;
    order:4;
    justify-content:center;
    gap:8px;
  }
}

/* Mobile-only mini duo cards: chart preview + spot price (matches mobile Figma spec) */
.duo-chart-card{
  flex:1 1 0;
  min-width:0;
  background:var(--green-darkest);
  padding:12px;
  display:flex;
  flex-direction:column;
  gap:10px;
  color:#fff;
}
.duo-chart-tabs{
  display:flex;
  gap:4px;
  overflow-x:auto;
  font-size:9px;
  color:rgba(240,255,244,.7);
}
.duo-chart-tabs span{padding:3px 7px;border-radius:32px;white-space:nowrap;}
.duo-chart-tabs span.active{background:var(--lime);color:var(--green-darkest);font-weight:700;}
.duo-chart-graphic{width:100%;height:70px;display:block;}
.duo-price-card{
  flex:1 1 0;
  min-width:0;
  padding:12px;
  display:flex;
  flex-direction:column;
  justify-content:space-between;
  gap:8px;
}
.duo-price-title{font-size:13px;font-weight:500;}
.duo-price-change{
  display:flex;align-items:center;gap:4px;
  font-size:13px;color:var(--green-dark);font-weight:500;
}
.duo-price-footer{font-size:13px;font-weight:700;color:var(--green-darkest);}

.savings-progress-dots .dot{
  width:32px;height:4px;border-radius:200px;
  background:var(--gray-200);
  border:none;
  padding:0;
  cursor:pointer;
  transition:background .2s;
}
.savings-progress-dots .dot.is-active{background:var(--green);}

@media (max-width:1100px){
  .plan-row--extra{display:none;}
}

/* =========================================================
   FAQ
   ========================================================= */
.faq{padding:0 0 72px;}
.faq-inner{max-width:800px;}
.faq-list{display:flex;flex-direction:column;gap:12px;}
.faq-item{
  border:1px solid var(--gray-200);
  border-radius:24px;
  background:#fff;
  overflow:hidden;
  transition:border-color .2s;
}
.faq-item.is-open{border-color:var(--green);}
.faq-question{
  width:100%;
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:16px;
  background:none;
  border:none;
  cursor:pointer;
  padding:24px;
  text-align:left;
  font-weight:700;
  font-size:16px;
  color:var(--green-darkest);
}
.faq-chevron{flex-shrink:0;transition:transform .2s;}
.faq-answer{
  max-height:0;
  overflow:hidden;
  transition:max-height .25s ease;
}
.faq-answer p{padding:0 24px 24px;font-size:14px;color:var(--green-darkest);line-height:1.5;}
.faq-item.is-open .faq-answer{max-height:200px;}

/* =========================================================
   Contact
   ========================================================= */
.contact{padding:0 0 72px;}
.contact-inner{
  background:var(--green-darkest);
  border:1px solid var(--gray-200);
  border-radius:32px;
  padding:40px;
  display:flex;
  align-items:center;
  gap:40px;
}
.contact-img{
  flex:1;
  max-width:400px;
  object-fit:contain;
}
.contact-content{flex:1 1;color:#fff;}
.contact-content h2{font-size:clamp(24px,3vw,36px);margin-top:8px;}
.contact-sub{margin:16px 0 24px;color:rgba(255,255,255,.85);font-size:16px;line-height:1.5;}
.contact-form{display:flex;flex-direction:column;gap:16px;}
.contact-form-row{display:flex;gap:16px;margin-top: 1.5rem;}
.contact-form-row .field{flex:1;}
.field{display:flex;flex-direction:column;gap:6px;margin-bottom:0;}
.field label{font-size:16px;color:#fff;}
.contact-form input,.contact-form textarea{
  background:rgba(255,255,255,.2);
  border:none;
  border-radius:8px;
  padding:12px 14px;
  color:#fff;
  font-size:16px;
  font-family:inherit;
  box-shadow:var(--shadow-xs);
}
.contact-form input::placeholder,.contact-form textarea::placeholder{color:rgba(255,255,255,.6);}
.contact-form textarea{resize:vertical;min-height:100px;}
.contact-form input:focus,.contact-form textarea:focus{outline:2px solid var(--green);outline-offset:1px;}

@media (max-width:800px){
  .contact-inner{flex-direction:column;padding:24px;}
  .contact-form-row{flex-direction:column;}
  .contact-content{width:100%;}
}

/* =========================================================
   Footer
   ========================================================= */
.site-footer{padding:0 0 72px;background:#fff;}
.footer-top{
  display:grid;
  grid-template-columns:1.6fr 1fr 1fr 1fr;
  gap:48px;
  margin-bottom:40px;
}
.footer-col{display:flex;flex-direction:column;gap:8px;}
.footer-col a{padding:8px 0;font-size:16px;}
.footer-contact p{
  display:flex;align-items:flex-start;gap:16px;
  font-size:16px;margin-bottom:16px;
}
.footer-social{display:flex;gap:16px;margin-top:16px;}
.social-btn{
  width:30px;height:30px;border-radius:50%;
  background:var(--green);color:#fff;
  display:flex;align-items:center;justify-content:center;
  font-size:14px;font-weight:600;
}
.footer-col--email label{font-weight:700;font-size:16px;margin-bottom:8px;display:block;}
.footer-col--email input{
  width:100%;border:1px solid var(--gray-300);border-radius:8px;
  padding:8px 14px;font-size:16px;margin-bottom:16px;box-shadow:var(--shadow-xs);
  font-family:inherit;
}
.footer-col--email input:focus{outline:2px solid var(--green);outline-offset:1px;}
.footer-divider{border:none;border-top:1px solid var(--gray-200);margin-bottom:32px;}
.footer-copy{text-align:center;font-size:16px;}

@media (max-width:900px){
  .footer-top{grid-template-columns:1fr 1fr;}
}
@media (max-width:560px){
  .footer-top{grid-template-columns:1fr;}
}

/* =========================================================
   Modal
   ========================================================= */
.modal-overlay{
  position:fixed;inset:0;z-index:200;
  background:rgba(8,34,0,.5);
  display:flex;align-items:center;justify-content:center;
  padding:24px;
  opacity:0;visibility:hidden;
  transition:opacity .2s ease;
}
.modal-overlay.is-open{opacity:1;visibility:visible;}
.modal{
  position:relative;
  background:#fff;
  border-radius:24px;
  padding:32px;
  max-width:420px;
  width:100%;
  box-shadow:0 20px 60px rgba(0,0,0,.25);
  transform:translateY(12px) scale(.98);
  transition:transform .2s ease;
}
.modal-overlay.is-open .modal{transform:translateY(0) scale(1);}
.modal-close{
  position:absolute;top:20px;right:20px;
  background:none;border:none;cursor:pointer;padding:4px;
}
.modal-body h3{font-family:var(--font-serif);font-size:26px;margin-bottom:8px;}
.modal-sub{color:var(--gray-700);font-size:15px;line-height:1.5;margin-bottom:24px;}
#waitlistForm{display:flex;flex-direction:column;gap:16px;}
#waitlistForm .field label{color:var(--green-darkest);font-size:14px;font-weight:600;}
#waitlistForm input{
  border:1px solid var(--gray-300);
  border-radius:8px;
  padding:10px 14px;
  font-size:16px;
  font-family:inherit;
  box-shadow:var(--shadow-xs);
}
#waitlistForm input:focus{outline:2px solid var(--green);outline-offset:1px;}
.modal-confirm{text-align:center;}
.confirm-icon{
  width:56px;height:56px;border-radius:50%;
  background:var(--green-lightest);
  display:flex;align-items:center;justify-content:center;
  margin:0 auto 20px;
}

body.modal-locked{overflow:hidden;}

/* =========================================================
   Mobile section spacing — normalize to 40px between sections
   ========================================================= */
@media (max-width:700px){
  .how-it-works{padding:0 0 40px;}
  .investor-factors{padding:0 0 40px;}
  .cta-banner{padding:0 0 40px;}
  .savings-plan{padding:0 0 40px;}
  .faq{padding:0 0 40px;}
  .contact{padding:0 0 40px;}
  .site-footer{padding:0 0 40px;}
}